Preneed is a complicated and confusing transaction. The Federal government treats preneed as a
local sale of goods and services, and therefore, leaves most of the regulation to the states. Each
state regulates preneed differently, and many states have separate laws for funeral preneed and
cemetery preneed. With the exception of a handful of states, preneed laws allow preneed to be
funded with insurance, trusts or depository accounts. Consequently, several factors influence what
form of preneed a death care operators offer to their families. But without preneed, the death care
operator knows that more and more families are being forced to choose cremation because of
We work exclusively with trusts because this form of preneed funding provides more flexibility and
control to both the consumer and the death care operator. Beginning in 1999, The Preneed
Resource Company has guided funeral homes, cemeteries and death care trustees through
regulatory requirements and business challenges. Our first priority is to provide compliance through
the integration of contracts, administration, procedures and advice. But, we also seek to provide
affordable preneed options to both death care operators and consumers.
The Preneed Resource Company also works with maintenance care funds by providing
administration and compliance to both cemeteries and trustees.
SERVICES FOR FUNERAL HOMES...
We understand that some funeral homes do not want to leave their future to an insurance company
or the state association. For those operators, we provide everything that a funeral home needs to
maintain a trust funded preneed program: contracts, administration, and regulatory reporting. Our
program allows funeral homes to sell guaranteed, non-guaranteed and a combination of guaranteed
SERVICES FOR CEMETERIES...
Trusts are crucial to cemeteries. Most states require care and maintenance funds to be
administered by a trust. In contrast to a funeral home, the cemetery can deliver memorialization
products in advance of need. Consequently, trusts, rather than life insurance, are the preferred
funding for cemetery preneed. The Preneed Resource Company provides contracts, administration
and regulatory reporting for both care funds and preneed sales. Our cemetery preneed program
allows the operator to offer multiple goods and services on the same contract, while applying
consumer payments to priority categories such as interment rights and memoralization products.
Our administration allows markers and monuments to be delivered sooner.
The Internet is changing the Death Care business. Funeral homes and cemeteries are
encountering customers that are more informed. Through our related compliance blog, we too are
seeking to educate the Death Care consumer about preneed. On our Consumer Advice page, we
provide an explanation about preplanning, the different types of preneed, ways to evaluate preneed
options and links to other consumer education websites.
SERVICES FOR TRUSTEES...
For our trustee clients, we foster a stable, profitable relationship that is not only compliant, but also
protects the preneed purchaser and results in a satisfied death care client. Many fiduciary
institutions have dedicated compliance officers, but those attorneys are rarely familiar with the state
and Federal laws that govern death care trusts. Smaller fiduciary institutions have limited
compliance oversight, and will typically seek to limit liability exposures through the trust instrument.
Preneed Resource Company
5350 W. 94th Terr, Suite 202
Prairie Village, KS 66207
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Death Care Law